Crypto cards quietly took over payments.

By Maxime Laurent · 2026-01-16 10:08

Crypto cards quietly took over payments.

Monthly crypto card payments jumped from $100M to $1.5B as cards bridge crypto to fiat where merchants still won’t.

This is one of those trends that grows without shouting.
According to Artemis, monthly payments via crypto cards exploded from $100M in early 2023 to $1.5B by the end of 2025. Not because merchants suddenly love crypto — but because most of them still don’t accept it.

Crypto cards solve that friction. They run on existing rails like Visa and Mastercard, auto-converting stablecoins to fiat at the point of sale. Simple swipe, no questions asked. And Visa dominates hard, with 90% of the market. Infrastructure wins again.

Where does this matter most? Developing economies. Places where currencies wobble, inflation bites, and banking access is patchy. Argentina and India are leading the charge. There, crypto cards aren’t a gadget — they’re a workaround for a broken system.

I like this kind of adoption. No slogans. No maximalism. Just people paying for groceries with tools that work. Franchement, that’s how crypto seeps into daily life.

Slow, boring, inevitable. 🧾

#crypto #payments #cryptocards #Visa #Mastercard #adoption #CryptoFriture
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Disclaimer: This content is for informational purposes only and not financial advice.