Coinbase wants to become your bank.
By Maxime Laurent · 2025-09-22 10:10
Coinbase wants to become your bank.
I watched Brian Armstrong’s latest talk, and honestly, his ambition is crystal clear: turn Coinbase into a super-app, the kind of thing where you don’t just buy $BTC or $ETH, but where your whole financial life sits inside. From payments to savings to maybe even your salary landing directly there — tout compris.
It’s bold, but also… logical. Banks move slow like a snail in winter, while crypto platforms are shipping features at full speed. Imagine having your card, your staking rewards, your investments, your daily transfers, all in one clean app — without the gray suits of traditional finance breathing down your neck.
Of course, this isn’t without risks. The more you centralize, the more you depend on one company. If Coinbase really becomes “the account of accounts,” it’s convenient… but it’s also a single point of failure. Personally, I dream of a future where self-custody and decentralization stay at the center — but I can see why millions would choose the comfort of a Coinbase super-app.
The war isn’t just crypto vs. banks anymore. It’s crypto platforms racing each other to become the new banks. And that battle is only heating up 🔥
#Coinbase #Crypto #DeFi #BTC #ETH
I watched Brian Armstrong’s latest talk, and honestly, his ambition is crystal clear: turn Coinbase into a super-app, the kind of thing where you don’t just buy $BTC or $ETH, but where your whole financial life sits inside. From payments to savings to maybe even your salary landing directly there — tout compris.
It’s bold, but also… logical. Banks move slow like a snail in winter, while crypto platforms are shipping features at full speed. Imagine having your card, your staking rewards, your investments, your daily transfers, all in one clean app — without the gray suits of traditional finance breathing down your neck.
Of course, this isn’t without risks. The more you centralize, the more you depend on one company. If Coinbase really becomes “the account of accounts,” it’s convenient… but it’s also a single point of failure. Personally, I dream of a future where self-custody and decentralization stay at the center — but I can see why millions would choose the comfort of a Coinbase super-app.
The war isn’t just crypto vs. banks anymore. It’s crypto platforms racing each other to become the new banks. And that battle is only heating up 🔥
#Coinbase #Crypto #DeFi #BTC #ETH
Disclaimer: This content is for informational purposes only and not financial advice.