Bybit wants to become your crypto bank.
By Maxime Laurent · 2026-01-30 10:51
Bybit wants to become your crypto bank.
IBAN accounts, 18 fiat currencies, direct rails — Bybit is stepping into neobank territory.
Bybit plans to launch MyBank in February 2026, letting users send and receive fiat directly via IBAN accounts, in partnership with local banks. No more awkward detours — fiat in, crypto out, seamless.
You’ll be able to work with 18 fiat currencies, then convert instantly into crypto after topping up. On paper, this is no longer “just an exchange”. It’s banking logic, wrapped in crypto UX.
Of course, reality check: full KYC on both sides — Bybit and the partner bank. Jurisdictions still unclear. This isn’t cypherpunk freedom. It’s regulated convenience. And honestly? That’s exactly what most users want.
I see this as a quiet but serious shift. Exchanges aren’t fighting banks anymore — they’re becoming them. Faster rails, better UX, global reach. Banks move money. Crypto platforms move flows.
If this works, Bybit stops being a place you visit… and becomes a place where your money lives. Pas mal du tout.
#Bybit #crypto #IBAN #fintech #neobank #adoption #CryptoFriture
IBAN accounts, 18 fiat currencies, direct rails — Bybit is stepping into neobank territory.
Bybit plans to launch MyBank in February 2026, letting users send and receive fiat directly via IBAN accounts, in partnership with local banks. No more awkward detours — fiat in, crypto out, seamless.
You’ll be able to work with 18 fiat currencies, then convert instantly into crypto after topping up. On paper, this is no longer “just an exchange”. It’s banking logic, wrapped in crypto UX.
Of course, reality check: full KYC on both sides — Bybit and the partner bank. Jurisdictions still unclear. This isn’t cypherpunk freedom. It’s regulated convenience. And honestly? That’s exactly what most users want.
I see this as a quiet but serious shift. Exchanges aren’t fighting banks anymore — they’re becoming them. Faster rails, better UX, global reach. Banks move money. Crypto platforms move flows.
If this works, Bybit stops being a place you visit… and becomes a place where your money lives. Pas mal du tout.
#Bybit #crypto #IBAN #fintech #neobank #adoption #CryptoFriture
Disclaimer: This content is for informational purposes only and not financial advice.